With a PayPal Card, almost anything is possible. Before now, you might have heard about PayPal and what it does. Although the platform itself is popular, I found out that people hardly talk about their cards. This is one of the reasons I decided to write this article today. If you want to know more about PayPal cards, please keep reading.
The PayPal prepaid card is just the same as other regular prepaid cards. The only difference here is that it has the PayPal logo and theme color on it. Getting this card is pretty simple, but it can take days, if not weeks, to reach you. Like other prepaid cards, this one does not take funds from any checking account.
You can only spend the money you add to the card. The card is usually with cash before I can be available to make any transactions or send it to someone. When using a prepaid card, it is impossible to rack up debt and overdraft charges. Before getting a prepaid card, you’ll have to pay an upfront fee and an ongoing fee every month.
PayPal Debit Card
The debit card is similar to the prepaid card In some ways. Instead of spending the money you load onto the card, you can spend your entire PayPal balance. This card is not advisable when you are trying to conserve money. But then again, if you can control your spending limits, you can go for any card. Like how every other debit card functions, the amount you spend with the card is withdrawn from your PayPal wallet.
How to Apply for the Card
The PayPal prepaid card can be applied for on the official website. It is free if you apply on the website. The PayPal prepaid card allows you to easily transfer your PayPal cash balance. The funds are available on the card. Follow the steps below to apply for a prepaid card on the PayPal website.
- Open any web browser of your choice.
- When the browser opens, hit the address bar.
- Next, type in this link (https://www.paypal.com/us/webapps/mpp/credit-line-and-card-services). You can also copy and paste it manually.
- Scroll down on the page to find the “PayPal Prepaid MasterCard”. When you find it, you will see some useful details below. To apply for it, click the “Get Your Card” button below it.
- On the next page, you have to follow the on-screen instructions to complete your application.
After a few days, you will receive your card in your mailbox. If you followed the above link, scroll down to the bottom of the page to find the PayPal prepaid MasterCard terms and conditions. If the web page refuses to open on your web browser, then you should know that it is not available in your country or that it is temporarily down.
PayPal Prepaid MasterCard
In some ways, the PayPal prepaid master card is similar to the PayPal credit card. One way is that you can only spend money that is available on the card. Unlike a credit card, the PayPal prepaid card allows you to fund the card from your balance. This way, you are not borrowing from PayPal. You are simply spending the money you put into the card if you use it to make transactions. This type of card can prove to be very useful when you’re managing your spending. Unlike credit cards, prepaid cards are also known for their notorious charges.
How To Apply for a PayPal Credit Card
Applying for this card is pretty easy. All you have to do is follow a few simple steps. I will be making a step-by-step guide here, and I suggest you follow it.
- Open any web browser on your device.
- When the web browser opens, hit the address bar and follow this link https://www.paypal.com/us
- Here you will see the different types of PayPal cards and a button to apply for them. Find the “Apply Now” button under the PayPal Extras MasterCard and click on it.
- You will have to sign in to your PayPal account if you haven’t done so before.
If you get a message like “We are unable to process your request for the PayPal MasterCard”. Then you are unqualified for the card. If you didn’t see this message, follow the onscreen instructions to complete your request for a card. You should get this card in your mailbox after a few days or weeks. Note that your approval would be easier if you were using a PayPal business account.
About Paypal Gift Card
If you’ve never heard of the PayPal Gift card before, then today is your lucky day. In this article, I will be showing you some of the ways you can get the card. Do you know that most people don’t even know what a gift card is? If you fall into this category, then you better take this article very seriously. Without beating around the bush, let’s see what the card is.
A PayPal Gift card can be likened to a prepaid card. The PayPal Gift card is branded in many different ways. This Gift card can be bought from several online vendors. When talking about gift cards, they usually come at different prices. Each price has a selling price. When getting a PayPal Gift card from other vendors, you usually pay the price the vendor is requesting. PayPal is one of the most common means of payment in the world today. PayPal is the most popular in the United States.
Gift Cards and Prepaid Cards
Like I said before, a PayPal Gift card can also be a PayPal prepaid card. This is only applicable when a prepaid card is given to someone as a gift. Apart from that, there are other types of gift cards on PayPal. Some examples of these cards are the PayPal app store/iTunes card, the Domino’s Pizza gift card, the Google Play gift code, the Southwest Airlines gift card, the Target gift card, and so many others. The official PayPal Gift card webpage is https://www.paypal.com/us/gifts/.
Getting a PayPal Gift Card
Gifting a PayPal card or a PayPal Gift card is easier than you think. Before we begin the process, you must first make sure you have created a PayPal account and have enough balance to purchase the gift card. As I said before, gift cards usually come at different prices. Follow the steps below to buy:
- Find the web browser on your device and launch it.
- When the browser opens, follow this URL (https://www.paypal.com/us/gifts/).
- On the next page, you will see all the available types of gift cards you can gift through PayPal. Simply select the one you want.
- When you click the card, you’ll see two options “This is a gift” and “This is for me”. Select the one you want to go with.
- Fill out the form with the required information and select the amount of the gift card you want to purchase.
- Click “Add to Cart”.
That’s pretty much it. You just have to follow the rest of the instructions provided to complete your purchase. Note that you have to check out before the card is gifted.
How To Create a PayPal Account
- Launch the web browser of your choice.
- Hit the address bar and follow this address (www.paypal.com).
- Make sure that you are not using any VPN, as it would affect the country in which the site would be displayed. When the site loads, find the “Sign Up” button at the top-right corner of the page and click on it.
- Now, fill out the form with your personal information, like your country, first name, last name, and email address. You can also create your password on this form.
- When you are through with the form, hit “Next”.
- Simply follow the onscreen instructions to verify your mobile number for account verification.
It would not take more than five minutes, and then you could start receiving funds and shopping
Can I Withdraw Money From my card?
with the card, you can withdraw cash from most ATMs, which are only available to customers from the U.S. However, PayPal recommends using their PayPal Cash Mastercard as the fastest way to Withdraw the money. Selecting a checking account when Withdrawing money from an ATM. You can withdraw up to USD 400.00 from your PayPal account.
From an ATM each day, additional fees may apply. The card offers a very large range of APRs, so cardholders with excellent credit could get a fairly reasonable APR of 21.74. However, you get instant access to your money with the PayPal Cash Card.
