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When Should You Get Life Insurance?

When Should You Get Life Insurance?

When Should You Get Life Insurance? Life insurance is something many people put off, often because it involves thinking about the future in ways...
Term Life Insurance vs Permanent Life Insurance: What Is The Difference

Term Life Insurance vs Permanent Life Insurance

Term Life Insurance vs Permanent Life Insurance: When deciding between term life insurance and permanent life insurance, it's important to understand the key differences....
No Medical Exam Life Insurance

No Medical Exam Life Insurance

No medical exam life insurance is a type of insurance policy that allows you to avoid the traditional exam and bloodwork required when applying...
What is the Cash Surrender Value of Life Insurance?

What is the Cash Surrender Value of Life Insurance?

Cash surrender value is the money you receive from your life insurance provider when you cancel or surrender your policy. This value is a...
What is 10-Year Term Life Insurance?

What is 10-Year Term Life Insurance?

10-year term life insurance is a life insurance policy that covers only the policyholder for 10 years, starting from the day of purchase. A...
What is Life Insurance Underwriting?

What is Life Insurance Underwriting?

Life insurance underwriting is a process in which an insurance provider reviews and assesses the risk involved with offering coverage for a person’s life...
What Happens If Your Life Insurance Beneficiary Dies Before You?

What Happens If Your Life Insurance Beneficiary Dies Before You?

When the primary beneficiary of a life insurance policy dies before the insured person, the subsequent recipient of the policy's payout is determined by...
Factors That Affect Life Insurance Premiums

Factors That Affect Life Insurance Premiums

In this article, we'll be exploring factors that can affect life insurance premiums. As you very well know, life insurance stands as a shield...
Return of Premium Life Insurance

Return of Premium Life Insurance

Return of premium (ROP) life insurance is a type of term life insurance that offers a unique benefit to policyholders. Unlike traditional term life...
Can I Get Life Insurance on My Boyfriend?

Can I Get Life Insurance on My Boyfriend?

If you and your boyfriend live together and he pays the rent, you can get him a life insurance policy if you feel the...