How To Write A Cheque – A Step-by-Step Guide

Are you a newbie to the world of cheques? Are you looking for an easy and fast way how to write a cheque? Then this article is just right for you. In this article, I will be providing the steps you need to write a cheque. I will also provide you with the precautions to take when you want to write a cheque. There are various precautions to observe when you want to write a check because forgers and certain people may play tricks and may try to change and tamper with the cheque you will be writing. To write a cheque, you will need a book of cheques, a pen, and a bank checking account.

How To Write A Cheque - A Step-by-Step Guide

When writing a cheque, you are advised to use a pen that is dark in color. Dark colors like black and blue. Gel pens are also recommended. You are also advised to draw a line if there is still space when you are done writing your amount in words. This is said to prevent a person from writing additional zeros. If you are writing a cheque, always sign your name the exact way, make use of the correct date and also when you write the amount, be sure to write it very close to the dollar sign.

What are the precautions to observe and carry out when writing a cheque?

When you write a cheque, be sure that your cheque is clearly and correctly written from the spelling of the name to the amount you want to give. Also make use of your dollars and cents option very well, when you are tearing the cheque from your book, tear it very carefully and neatly.

 If you tear out the cheque recklessly, and some information on the check has been torn off, then the cheque is considered invalid. Enter the correct date and information to avoid mistakes. Always sign your name the exact same way and be sure to place your signature in the right place.

When I am filling out or writing out a cheque, what do I need to do?

A lot of people make a lot of errors and they do not adhere to the precautions to take while you are filling or writing a cheque. When you are writing a cheque, you need to do or perform the following:

  • You have to make use of a pen when you are writing a cheque. When you make use of a pen instead of a pencil, it will be permanent and nobody can tamper with the cheque.
  • Make sure that you do not sign the cheque until you have filled in the name of the payee and the amount to be deposited to the person.
  • Be sure that you print the value in a unique way so that fraudulent people or scammers will not change or mess with the amount or value.
  • Make use of carbon copies when you are writing or filling a cheque. That way, you can keep details of what you filled out in your cheque.
  • Do not write a cheque that is payable to money.

Also, when writing a cheque, you need to sign or put your signature on it. However, you are advised to put the very same signature you have used before to sign the cheque. You need to also write a few cheques. Do not always write a cheque when you want to make payments. You can make use of your debit and credit cards and you making use of them will assist you to build your credit score.

How Can I Write a Cheque?

Writing a cheque may sound difficult but it is very easy to do. Firstly, write out the date on the line in the upper right-hand corner. The date you will be writing is the very date you are filling or writing out the cheque. Then, write out the name of the recipient. That is the name of the person who will be receiving the cheque.

Thirdly, write out the amount of the cheque to the right of the dollar sign. When writing the amount, be sure to write out the exact amount using cents and dollars. Then, write down the monetary amount of the check-in word form. This is below the Pay to the Order Of Line.

Sign the cheque on the line below the right corner. If you do not personally sign the cheque, then the cheque will be invalid. And then lastly, fill out the memo section which is at the bottom of the left side of the cheque.