Landlord Insurance – A Quick Guide to Homeowner Insurance

Are you a landlord or a homeowner with tenants? There is something for you which could help you save you from spending just in case any damage is done to your building which the fixing responsibility could be on you as a landlord. Introducing to you the type of insurance which is known as landlord insurance. Homeowners is an insurance policy that saves a property owner from excessive spending in case of damage to rental properties.

Landlord Insurance - A Quick Guide to Homeowner Insurance

Furthermore, the landlord insurance policy covers the house building and also other contents in the building belonging to the house owner. Homeowners insurance can also be known as buy-to-let insurance. Which is also a type of landlord insurance. However, there are two different types of homeowner insurance which are buy-to-let and multi-property insurance. They both cover single and one or more properties respectively and each of them covers different things.

Do I need a Landlord Insurance?

The answer is YES. Wondering why? As we all know accidents are unpredictable. However, as a landlord renting out a building or a residential property, it is quite certain that you might come across careless tenants who can cause damage to your property. One of these accidents which could be caused by a tenant that can ruin your house is a fire outbreak. Landlord insurance is therefore very necessary as it helps protect you financially in case of any damage which could require you to spend a lot in order to repair or refix the ruins. With Landlord insurance, you can rent your house or buildings with great confidence in case of any damages. It would be covered by the insurance company.

What does Landlord Insurance Cover?

There are certain things landlord insurance covers. Homeowner insurance is specially designed for the main purpose of protecting your house as a landowner. Some of the things or damages homeowner insurance covers are events that cause a lot of money, thefts, criminal burglary, and many more large damages.

Homeowners Insurance Companies

There are different insurance companies that cover and offer landlord insurance. However, some of them would be listed for you to choose which you would love to do your homeowner insurance with. Although, most of them cover different damages. Therefore, all you have to do is choose the one that covers the type of damage you want to insure your property for. Here are some of the best insurance companies;

  • Direct line
  • Terri Scheer’s
  • Axa
  • British gas landlord cover
  • Aami
  • Allianz
  • Nrma
  • Simply business
  • Aviva
  • Racv
  • Geico
  • Westpac
  • St George
  • USAA
  • Zurich
  • Tesco
  • Halifax
  • Total
  • Youi
  • Qbe
  • Moneysupermarket
  • Liberty mutual
  • Aon
  • Multi property
  • Endsleigh
  • Rac

You can choose any of these companies for your landlord insurance services as they are always available and ready at your beck and call. Only when you have applied for Homeowners you can get your homeowner insurance quote. However, secure your homes and properties today with any of these company’s Homeowners insurance and save yourself from unnecessary expenses in case of later damages.

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