Legacy Home Loans – A Mortgage Loan, Just for BLACK Borrowers

Are you planning on buying or renovating your home? Do you need lenders that offer you a low interest rate no matter the amount of money you borrow? Then you have gotten on the right track; keep pushing forward to find out more. Legacy home loans are the platform for you. Furthermore, legacy home loans provide customers with different home loan programs. So, if you are looking to renovate, buy, or even refinance a house, then you can get and find available programs on legacy home loans.

Legacy Home Loans - A Mortgage Loan, Just for BLACK Borrowers

What’s more, even if you are an existing or new customer, there are various products that you can try out. And if you suit you well, then you can go ahead and sign up for it. Apart from loans, they also provide clients with refinancing services as well. Plus, their headquarters is located in Mission Viejo, California, United States. In addition, their customer service is available 24/7. However, the only days that you may not be able to get to them are Saturdays and Sundays. But on Veterans Day, their opening and closing hours may vary.

How Does Legacy Home Loans Work?

The concept surrounding legacy home loans is very straightforward and understandable. Firstly, the program is for individuals who want to renovate or buy a new house. Moreover, if you are an existing customer, do not worry because there is also something for you.

So, if you are ready to apply for a loan from Legacy home and you provide all the essential documents and requirements to the company or agent handling your application. Once it has been reviewed, then your loan will be credited to your account within 24 hours.

What Do Legacy Home Loans Cover and Offer?

There are varieties of products and services that legacy home loans provide customers with. Moreover, you can also access these services as new or old customers. Some of their services include;

  • Buying a home.
  • Home refinance.

These services are also grouped into various sections as well. Below, I will be showing you a breakdown of how these products work. Firstly, we will be talking about buying a home.

Buying a Home is Grouped Into Different Parts. They Include:

  • Home Purchases.
  • First-Time Buyers.
  • Fixed Rate Mortgages.
  • Mortgage rates.
  • 100% Financing.
  • Manufacturing Homes.
  • FHA Home Loan.
  • Conforming Home Loan.
  • VA Loans.
  • Jumbo Home Loan.

Home Refinancing is also grouped in:

  • Refinance.
  • Cash-out finance.
  • 15-Year Refinance.
  • Fixed Rate Mortgages.
  • Mortgage rates.
  • Manufacturing homes.
  • FHA Refinance.
  • VA Refinance.

If you are ready to read and understand more, then keep reading because I will be explaining in brief what all of these are about.

Buying A Home

The options available in this section include:

Home Purchases

This program allows you to locate the perfect mortgage program. Moreover, it is accessible to those who are interested in purchasing or buying a house. Furthermore, you will be able to gain full ownership of the house as well.

What’s more, you also have full access to all of the knowledge, resources, and tools that can assist you to make the right choice and decisions that you will not regret.

First Time Buyers

This program is for people or individuals who want to buy their very first house. Furthermore, you will be connected to loan experts who will assist you and help you make the right decisions. What’s more, they also make house buying stress-free and very easy.

However, you need to get a mortgage pre-approval. This is the first step to house buying with legacy home loans. Place a call to their customer service to learn more.

Fixed Rate Mortgages

Legacy home loans understand all of the customers’ financial capacities and they are also fully aware that everyone has various needs. So, they make mortgage rates products that you can select from.

Mortgage Rates

Legacy home loans have experts who are experienced when it comes to mortgages. Therefore, they create competitive mortgage rates. In addition, they also provide customers with excellent services and low rates.

In other words, you get to save time and also save a lot of money as well. Energy is not an exception.

100% Financing

With legacy home loans, you have access to varieties of financing programs. Furthermore, they also provide clients with this program using CALHFA and VA. So, you can get a new loan for your house with ease.

However, to use the VA and CALHFA program, you need to be qualified. Plus, you can enjoy low-interest rates, low monthly payments, no prepayment penalties, and many more.

Manufacturing Homes

If you are interested in purchasing or buying a manufactured home or mobile home, this program is perfect for you. All you need to do is to fill out the quick approval application form to begin this process.

FHA Home Loan

This is one of the most used loan programs in the United States of America today. So, with an FHA home loan, you can also refinance and purchase your home at a good and affordable rate. But you also need to apply to take part in this program as well.

Conforming Home Loan

This type of loan has terms and conditions attached to it. Furthermore, it is the perfect opportunity for borrowers. This is because it has low-interest rates which means that you can spend less and save more on your refinancing.

VA Loans

VA Loans are divided into two different parts. First, you need to check if you are eligible for the program. Secondly, you need to find out how much VA entitlement you are due for. To be eligible for the VA Loan, you need to be active-duty personnel, a veteran, or a reservist.

Jumbo Home Loan

If you are looking for a high price home, this is the perfect package for you. Moreover, you can borrow loans of up to $636,000. So, if you want a property with higher value, then apply for the legacy home loans jumbo home loan today.

Home Refinancing

Home refinancing is grouped into the following:


There are many home refinancing opportunities when you use legacy home loans. Furthermore, these options go excellently well with your mortgage goals. So, if you are a homeowner, take part to enjoy amazing benefits and you can even cast out at the end of it all.

Cash Out Finance

You can go for the cast-out finance program if you want to cast out from a higher value of your home. Moreso, you can also engage in this activity if you make use of it for debt consolidation. Grab this opportunity now.

15-Year Refinance

This process is for individuals who want to pay back their mortgages using a 15-year loan. Moreover, you also get to save up money with help from these 15-year fixed interest rates. So, if you are making plans to finish up the payment of your mortgage quicker, this is an excellent choice.

Fixed Rate Mortgages

There are different mortgages available at legacy home loans. Moreover, when you apply for a loan, there is a fixed rate that you will have to pay as you pay the loan you have collected. But do not worry because the rate at Legacy is fixed and you do not have to get worked up about the increase and decrease in these rates.

Mortgage Rates

Mortgage rates are one of the things that discourage loan borrowers to apply for mortgages at some companies. Well, legacy home loans are different and they also have competitive mortgage rates you get to select the perfect one with a little help from these professionals.

Manufacturing Homes

To apply for this program, you can place a call to 949-900-4600 and you also need to fill out the application form before you proceed with anything.

FHA Refinance

Do you buy or renovate a house but also need a loan that provides low rates, then apply for an FHA Refinance loan and you will not regret it.

VA Refinance

The VA loan rate for legacy home loans is very low which is a good thing. Moreover, you can pay off two mortgage loans with your VA refinancing. Plus, you can also refinance your home with this type of loan if you are eligible for a VA entitlement.

Is Legacy Home Loans Legit?

Yes, legacy home loans are legit. They also have good ratings from customers online. Moreover, it is an excellent option for homebuyers and people who want to reconstruct their homes as well. So, check it out today to find out what services they offer.

Legacy Home Loans Working Hours

To apply for a loan from Legacy Home, you should be aware of their working hours and schedules. So, these are this loan offering company’s opening and closing hours.

Monday9:00 AM5:00 PM
Tuesday9:00 AM5:00 PM
Wednesday9:00 AM5:00 PM
Thursday9:00 AM5:00 PM
Friday9:00 AM5:00 PM

Why Should I Apply For Legacy Home Loans?

Legacy home loans are very reliable. Furthermore, it is safe to use and you can sign up anytime and anywhere. Plus, if you live in the United States, this is the chance for you to change your home. So, legacy home loans allow you to do that.

Moreover, you can also access loans with low-interest rates when you visit their official website. What’s more, the loans are same-day loans. In other words, you will be approved within 24 hours. What are you waiting for, open your browser to check out this amazing platform.

Legacy Home Loans Requirements

Before you apply for a legacy home loan, you need to provide some important information. You also need to be qualified in all of the essential areas if you want to apply for a loan. So, if you want to apply for legacy home loans, here are the requirements:

  • Date of birth.
  • First name.
  • Email address.
  • Last name.
  • Phone number.
  • Loan amount.

And so on. If you can provide all of these documents or information, then you can be able to apply for legacy home loans.

How To Apply for Legacy Home Loans

Applying for Legacy Home Loans is very easy. Moreover, it is free and you do not need to pay a single dollar to sign up. However, you need to make sure that you are connected to a fast internet before you begin:

  • Open your web browser.
  • Go to the Legacy Home Loans official website.
  • Next, you will see a small form on the right-hand side of your screen.
  • Fill it out.
  • Enter your first and last name.
  • Then, enter your email address, phone number, and amount.
  • Input the RE agent and select the loan agent.

If required, you can enter special instructions and then submit your application. After you have submitted your form, it will be reviewed and if you are qualified in all the necessary areas, your loan will be approved.

Legacy Home Loans Login

Accessing or logging in to your account is very easy. Furthermore, you do not need to follow complicated sign-in steps. Moreover, the login process is only for existing customers. So, if have already created an account before, then you can log in.

But if you are a new user, then you need to sign up. After you have signed up and you need to log in to your account, then you can visit the legacy home loans official website to access everything you need to know.

Legacy Home Loans Customer Service

Legacy home loans customer service is free and you can access it anytime and anywhere you are. Moreso, you can also ask questions or make inquiries when you need to. So, whenever they are at work and you place a call to them, there is someone at the end of the phone to help you.

To use their customer service:

  • Connect to the internet.
  • Visit the legacy home loans website.
  • Once it loads, you will find their phone number at the top of the page.
  • Or click on the Contact Us option.

On the next page, you will find their address, email address, and phone and fax number. So, you will find all the information you need.

Legacy Home Loans Reviews

There are a lot of reviews online concerning legacy home loans. Moreover, customers are really pleased and proud of their services as well. Customers said that it is the perfect choice when you want to buy or renovate your home.

Moreover, you do not need to be an existing or new client to access all of their services. Plus, they have 4.7-star ratings.

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