Over-70s Travel Insurance – Are you over 70 years old? Have you been researching the best travel insurance for people over 70 years old?
Well, if yes is your answer, you do not need to do an extensive search because this article contains everything you need to know about Over 70s Travel Insurance. So, if you want to get it for yourself or a family member, read on.
The over-70s travel insurance type offers different coverage options to people within the age limit. If you are looking to get the best price or need help applying or comparing the coverage of various companies, we have something for you here.
What Is Over-70s Travel Insurance?
This is a type of insurance policy that is created to protect and offer coverage when you are on holiday or a trip.
However, normal travel insurance policies may have upper-age limits and may not give or offer coverage to certain people in certain age groups. For instance, people over 70 years old with pre-existing medical conditions.
But when you purchase over-70s travel insurance for someone within this age group, they have or enjoy special coverage options that will benefit them before and during their trip.
While normal travel insurance policies do not provide coverage for people over 70, you can still buy travel insurance for older people if you belong to this age group.
How It Works
The over-70s travel insurance type works like every other type of travel insurance, except there will be some special coverage for people in this age group.
However, to be able to use this type of policy, you need to be 70 years old or older. If not, you can choose a cover that suits you perfectly, and you will be protected from unexpected events and misfortunes that may happen during your trip or journey.
For example, medical conditions like mental health conditions, heart trouble, diabetes, stroke, and many more.
However, keep in mind that pre-existing medical conditions may be announced at the time the quote is taken out.
Additionally, policyholders are protected against unforeseen events that may cause delays to your flight, whether you are leaving or returning.
How Much Does Travel Insurance Cost?
According to MarketWatch, the average cost of travel insurance is 5% to 6% of your total trip price or charges. But certain factors affect the price or cost of your travel insurance.
For instance, the number of travelers, the trip price, and the destination are some of them. The travel insurance company you have a quote or policy with also determines the cost of travel insurance.
What Does Over-70s Travel Insurance Cover?
If you would like to get this type of insurance policy, here are some of the coverage or benefits that you get to enjoy or access:
- Third-party personal liability insurance.
- Stolen, damaged, or lost baggage.
- flight delay or cancellation insurance.
- a constant medical assistance hotline that can be accessed every year.
- emergency transportation or medical cover.
- pre-existing medical conditions.
- Personal accident insurance.
- Luggage delay or loss coverage.
Some optional coverage includes:
- Flight cancellation coverage.
- Golf coverage.
- Cruise cover.
- Winter sports.
What Does Over-70s Travel Insurance Not Cover?
Although you get to enjoy some perks and benefits with the over-70s travel insurance, There are some things or events that will not be covered. They include:
- Anything that is not mentioned or introduced to the policy.
- drug use or drinking.
- Last-minute changes.
- fear of flying.
- Bad weather.
And many more, depending on the travel insurance company that you purchased a quote from.
How To Apply For Over-70s Travel Insurance
Applying for over-70s travel insurance is very easy. The steps are also quite straightforward. So, you do not have to worry about complicated or unclear instructions during the application.
However, here are the steps you can follow to get or apply for over-70s travel insurance online:
- Find the perfect over-70s travel insurance company that has what you need.
- Visit their official website for more information.
- You can also speak to an agent online if you have questions or need to make inquiries.
- Apply online by providing your personal information and necessary details.
- Request a quote online.
Once your quote or policy application has been reviewed and your purchase has been approved, you can now file claims anytime and anywhere.
Where to Find the Best Over-70s Travel Insurance
If you are looking for the perfect place to get over-70s travel insurance, here are some of the best senior travel insurance companies:
- Cat 70.
- Travelex Insurance Services.
- USI Affinity.
- John Hancock Insurance Agency.
- Seven Corners.
- Trawick International.
- AXA Assistance USA.
- Tin Leg.
- Travel Insured International.
With these companies, you can get over-the-70s travel insurance. However, we suggest that before choosing the company for your insurance, you should take the time to compare all their coverage and services.