Subprime Loan: What It Is, Types, and How to Apply
When it comes to money lending, creditworthiness is very important. Unfortunately, not all borrowers can meet the strict criteria required by conventional lenders. But...
Qualified Mortgage: What It Is and How It Works
Understanding the outlook for home buying can be complex, especially when navigating the various types of mortgage options available. Among these, the qualified mortgage,...
Can I Convert Term Life Insurance to Whole Life Insurance?
If you are considering the transition from term life insurance to whole life insurance, the process may be more straightforward than anticipated. Certain term...
Can You Buy Life Insurance for Your Parents?
Yes, you can buy life insurance for your parents, but there are important considerations to keep in mind. To purchase a life insurance policy...
Life Insurance for Smokers
Life insurance for smokers is attainable, albeit at higher premiums compared to non-smokers due to the increased health risks associated with smoking. Insurance companies...
Does Home Insurance Cover Tornado Damage?
Yes, most standard home insurance policies cover tornado damage. This is because tornado damage is usually covered under the windstorm section of a standard...
Mutual Insurance Company: What It Is and Examples
What comes to mind when you hear of Mutual Insurance Company? This type of insurance company is a privately held one that is 100%...
What is Short-Term Health Insurance?
Short-term health insurance is a type of insurance that offers temporary coverage for health and other related expenses, which means that it provides medical...
What is Business Overhead Expense Insurance?
Business overhead expense insurance, also known as business expense insurance, is an insurance policy typically designed for business owners who are unable to manage...
Loss of Use Coverage: What It Is and What It Covers
Obtaining the best home insurance policy that includes loss-of-use coverage can help ease financial stress and other expenses. Loss of use coverage offers protection...