The PayPal Extras Mastercard which is issued by Synchrony which earns bonus points on everyday spending categories such as Gas stations and Restaurants. However, you could as well use the PayPal Extras Mastercard on PayPal and eBay purchases with plenty of roadblocks including minimum redemption requirements. Also, to redeem cashback to your PayPal balance you need to have PayPal Cash or PayPal Cash Plus account to have a Balance. If you don’t have one of those accounts you can only transfer your cash rewards to your bank accounts or debit card linked to your PayPal account.

PayPal Extras Mastercard is designed exclusively for PayPal members so they can use it for purchases on PayPal as well in stores and online. However, the card offers you the ability to earn reward points on your eligible purchases and offer all the security and convivence you would expect from PayPal. The PayPal Extras Mastercard is a $0 annual fee with a 3points per dollar on gas and restaurant purchases. Also, 2 points per dollar spent on PayPal and eBay purchases and 1 point per dollar spent on other purchases.
Apply for PayPal Extras Mastercard
Simply shop and earn reward points and redeem for gift cards, merchandise, travel vouchers, and cashback into your PayPal balance. Which is easy and awesome with no annual fee on all this added benefit with ID theft protection with no extra cost. Also, EMV chip technology makes shopping more secure at chip-enabled terminals around the globe. Here are a few steps on how to apply for a PayPal Extra Mastercard;
- Launch any web browser on your mobile phone or computer.
- Go to www.paypal.com/us/webapps/mpp/credit-card Login your PayPal account.
- Then click on the blue apply now icon.
- You will need to produce some personal information.
- And follow the on-screen instructions.
Note: if your approval is within 10 seconds which the card is only available in the U.S.
How do I Make Payments on With The Card
You can make payments online, by phone, or by mail which is very easy and simple. However, to make payments online you need to log into your PayPal account and select your PayPal Extras Mastercard. Then you need to be direct to the synchrony bank servicing site where you can make one-time payments. Or have the option to set up Autopay. To make payment by phone you need to call the toll-free number on the back of your card. Or use the Payment address provided on your billing statement, to make payment by mail.
Once your PayPal Extras Mastercard is available, in most cases start using your card right away through your PayPal account. However, in instances where your application is under pending status before it is available. You wouldn’t be able to use the card until you receive and activate the card.