PayPal as we all know is one of the safest and most secure ways to make monetary transactions online. But what is PayPal Family and Friends (PPFF)? This is a feature you can find on PayPal which was created specifically as a way to send money between friends and family members. Also, it enables people within close networks to send and receive funds majorly for personal use. Why the PayPal Family and Friends method is so unique is because of the benefits it offers when personal transfers are done. Therefore, once you as a user know how to take advantage of this feature, it would then prove to you that it is a great way to send and receive money to anyone and from anyone anywhere in the world.

Furthermore, Using PayPal Family and Friends doesn’t require you as a PayPal user to change how you use the payment platform. As when you want to make money transfers to your family or friends, the platform, still asks you to choose the reason for the transaction which could be either sent to a friend or making payments for an item bought. And these determine whether the PayPal Family and Friends options have been chosen on not. But keep in mind that in order to use this feature “PayPal family and friends” you have to first own a PayPal account either a personal or business account. But keep in mind that, accepting payments with the PayPal F&F option from a business account could put your business at risk. Therefore, to use this, you should create a personal account.
PayPal F&F Fee
There are some fees attached to the PayPal F&F. But once you reside in the US, you can make the transactions for free to anyone in the US from your bank or PayPal account. Although, the fees are very affordable and depend on the transactions you are making. These fees include; a transaction fee of 5%. Currently, the rate is 2.9% + a fixed fee which varies by currency.
How to Sign up for PayPal Account (personal account)
Signing up for a personal PayPal account enables you to do so many things which include using the PayPal family and friends feature. However, aside from the sign up, the sign-in is very important. But you cannot sign in to your PayPal account without first processing the PayPal sign up. Signing up for a PayPal account is totally free. Therefore, you should sign up for an online platform (PayPal) which is totally open for everyone and anyone who pays online. Here are steps on how to sign up for a personal PayPal account below;
- Visit the PayPal official website @ https://www.paypal.com/ng/home.
- Click on the sign up for free.
- On the redirected page, enter your mobile number.
- Click on Next to proceed to the next step.
- Verify your mobile number with the code sent to you.
- Set up your profile by adding your email, name, and password.
- Click on the next button.
- On the redirected page, add your birth date and your address.
- Click on the agree and create account.
If you want to stay logged in to your account for faster checkout, you can check the box. But it is however advisable not to if you are using a publicly used device so as to prevent and protect your account from hacking. Also note that by checking the agreement box, you have agreed to the terms and conditions of owning a PayPal account and have also attained the age of 18 and above. After creating an account, you can now use the PayPal family and friends feature with these steps below.
How to Send PayPal Family and Friends
PayPal family and friends is very easy to use and don’t take much of your time. However, if you are new to PayPal and do not know how to use the Family and Friends feature to send and receive money to and from your family and friends, steps on how to go about that would be listed for you. Moreover, you do not need any special configurations to use PayPal Family and Friends. Here are steps below on how to use PayPal F&F on your personal account below;
- Login to your PayPal account.
- Locate and click on send and request link.
- Input the recipient details using either the person’s name or email address or mobile number in the send money section.
- Choose sending to a friend option.
- Enter the amount you want to send.
- Add a note (optional).
- Tap on submit.
You can perform this transaction using the PayPal mobile app which is free and available for download on your Google Play Store or App Store. Aside from the PayPal app, you can also use PayPal me to send money to your family and friends on the PayPal platform. If you do not have a PayPal account, you should create one to enjoy a safer way to send money to your F&F, receive from them, and also make important payments online.