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Does Flood Insurance Cover Hurricanes?

Does Flood Insurance Cover Hurricanes?

As a homeowner, you should know that your standard home insurance may not cover certain damages caused by flood and hurricanes. In fact, flooding caused...
Are Hybrids More Expensive to Insure?

Are Hybrids More Expensive to Insure?

There are lots of things you need to consider before purchasing your next car. If you are thinking about hybrids, there are chances you...
Insurance Proceeds: What It Is and How It Works

Insurance Proceeds: What It Is and How It Works

Insurance proceeds are the funds or money paid out to the policyholder or beneficiaries by the insurance provider when they file a claim against...
Does Car Insurance Cover Off-Roading?

Does Car Insurance Cover Off-Roading?

As a driver who has an off-road vehicle and off-road insurance for it, your policy will cover any damages your car sustains while off-roading,...
Why is Car Insurance Mandatory?

Why is Car Insurance Mandatory?

Almost all the states in the United States require drivers to have car insurance. And those who do not require good proof of financial...
Does Homeowners Insurance Cover Water Damage?

Does Homeowners Insurance Cover Water Damage?

Your homeowners insurance policy will only cover water damage if it is unexpected and accidental, not if it occurs gradually. For example, if there...
Can a Minor Be Your Life Insurance Beneficiary?

Can a Minor Be Your Life Insurance Beneficiary?

The answer to this intricate and complicated question is Yes. A minor can be mentioned or named as a life insurance beneficiary. However, this...
What is Vicarious Liability in Insurance?

What is Vicarious Liability in Insurance?

Vicarious liability in insurance is a legal principle that holds one party responsible for the action of another party. This means that an employer...
What is Rideshare Insurance?

What is Rideshare Insurance?

If you're a driver who partners with transportation network companies (TNCs) or rideshare services like Uber or Lyft, then rideshare insurance is a crucial...
Return of Premium Life Insurance

Return of Premium Life Insurance

Return of premium (ROP) life insurance is a type of term life insurance that offers a unique benefit to policyholders. Unlike traditional term life...