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Cargo Liability Insurance: What It Is and How It Works

Cargo Liability Insurance: What It Is and How It Works

Cargo liability insurance is an important safeguard for individuals or businesses involved in the world of logistics and global trade, which also means the...
Insurance Proceeds: What It Is and How It Works

Insurance Proceeds: What It Is and How It Works

Insurance proceeds are the funds or money paid out to the policyholder or beneficiaries by the insurance provider when they file a claim against...
Condo vs. Townhouse Insurance: What's the Difference?

Condo vs. Townhouse Insurance: What’s the Difference?

What's the difference between condo insurance and townhouse insurance? Interesting question. When looking to purchase a home, it is important that you understand the...
Builders Risk Insurance vs. General Liability Insurance: What's the Difference?

Builders Risk Insurance vs. General Liability Insurance

In the world of construction, insurance plays an important role when it comes to risk management. Builders risk insurance and general liability insurance are...
Can You Test Drive a Car Without Insurance?

Can You Test Drive a Car Without Insurance?

Buying a used or new car is a notable and serious investment, and one of the important purchasing processes is taking the car or...
Ordinance or Law Coverage: What It Is And How It Works

Ordinance or Law Coverage: What It Is And How It Works

When a building experiences damage, the process of repairing it to its old form or structure can be complicated, especially for homeowners. Urban ordinances...
What is Total and Permanent Disability Insurance?

What is Total and Permanent Disability Insurance?

Total and permanent disability insurance, also known as TPD insurance, is a special form of insurance that offers coverage to policyholders who are immobilized...
Does Insurance Cover Road Debris Damage?

Does Insurance Cover Road Debris Damage?

Using the roads can feel like a challenging course sometimes, especially when it involves unpredictable road debris. Whether they are construction materials, fallen branches,...
Does Car Insurance Cover Rust Damage?

Does Car Insurance Cover Rust Damage?

Car insurance, also known as auto insurance, is designed to offer financial protection against potential losses and damages to your vehicle. However, the coverage...
Builder's Risk Insurance: What It Is And What It Covers

Builder’s Risk Insurance: What It Is And What It Covers

Builder’s risk insurance shields property and construction materials during a construction project. It provides coverage for the property on the construction site when damage...