Travelling is one of the activities that need an insurance policy. However, there are a lot of insurance companies that offer various insurance policies which include travel insurance. So, if you are looking to purchase a policy or you are looking to become a customer of one of the Best Travel Insurance Companies, then you have found a great article. I am in charge of providing you with valid information about these companies and why should purchase a policy with these companies.
Besides, these best travel insurance companies have or rather come with outstanding services that earned them the spot they are in today. They also offer you the best coverages that you can enjoy once you become a policyholder at the company. What’s more, when it comes to international travel insurance plans, these companies are the first that should come to your mind. So, if you want to buy a policy, you can choose from any of the options that you will be finding as you scroll through.
However, if you are an existing customer of these companies, then you do not have to worry because you can learn and discover more about the company and how well they work. But if you are a newbie and you are looking forward to becoming a policyholder, you will find the best option that you can pick from below.
What Does Travel Insurance Cover?
There are different coverage options that you can access and enjoy when you buy or purchase a policy from a company. So, the coverages of travel insurance include:
- Trip cancellation.
- Cancellation for no reason coverage.
- Trip interruption.
- Baggage and personal effects coverage.
- Baggage delay.
- Travel delay.
- Medical evacuation.
- Medical insurance.
So, check out the coverages offered by the company before applying. However, it is not everything that your travel policy will cover and companies do not provide coverage for certain activities like scuba diving and many others.
What To Look Out For?
If you are new to searching for a policy, here are some tips for you. I will be giving you details on how and what to look out for when you are considering applying for travel insurance. They include:
- The span of coverage.
- Extent and intensity of coverage.
So, before you choose an insurance institution, make sure that you check out for these factors and research them before you apply for or purchase a policy with them.
What Are The Best Travel Insurance Companies
Various insurance companies are available in different countries. Furthermore, some of these companies also have branches in other countries as well. But if you want the perfect companies that you can boldly and confidently purchase a policy from, then keep reading:
- AIG Travel.
- Trawick International.
- Tin Leg.
- John Hancock Insurance Agency.
- AXA Assistance USA.
- Seven Corners.
Nationwide is one of the best travel insurance companies in November 2022. Furthermore, it is also famous for its trip interruption coverage for customers. Nationwide also provide insurance coverage for COVID-19 as well. They also give clients coverage at a very affordable price. Plus, Nationwide has upgraded to the cancellation of trips for no reason coverage.
So, if you need more details, you can visit their official website to check out their terms and policy before you apply for a quote. Moreover, applications can be carried out online which makes it very convenient for customers.
Another company that offers covid-19 coverage is TravelSafe. But apart from this policy, there are also other travel insurance policies that you can get online. Furthermore, TravelSafe’s medical expenses are very low unlike other plans available.
Hurricane and weather coverage is also available at TravelSafe. There is superior baggage loss coverage, missed connection coverage, and canceled trips for no reason coverage as well. Check out their website for more details.
The medical and evacuation limits per person on AIG travel is $100,00/$1 million. Moreover, covid-19 is also covered when you get a policy. They also offer the best services to all of their clients. So, if you are a new or existing customer of AIG Travel, you can access benefits.
Trawick International is another insurance company that you can check out. They also provide covers for covid as well. Plus, Trawick International also has good ratings online from its customers. This means that customers are pleased with them.
Furthermore, it is cheap and affordable. Therefore, you do not need to tear a hole in your pocket if you are planning to purchase a quote.
Funny name, right? Well, do not underestimate the power and the services of this company. They offer:
- Good price.
- Weather coverage.
- Medical and evacuation coverage.
- Sport equipment loss coverage.
- Hurricane coverage.
And lastly, they also provide and equip customers with canceled trips for no reason. Check out other coverages on their official homepage.
John Hancock Insurance Agency
To be able to access John Hancock Insurance Agency policies, you need to have a policy first. After you purchase a quote, then you can be able to file a claim anytime. This company is also well known for its AD&D coverage.
Cat70 is very affordable and cheap. It is famous for its hurricane and weather coverage. You can also upgrade to its “cancel for any reason” plan. What’s more, there is also medical coverage of $500,000 that you can access.
However, Cat70 does not offer travel delay and baggage loss coverage. There is also no rental car coverage available at Cat70.
AXA Assistance USA
AXA Assistance USA is popular for its baggage and personal effects coverage. Plus, since the pandemic is still out there, you can access their COVID-19 plan. Apart from travel insurance, they also provide other coverages for customers.
If you want COVID-19 coverage, then you should consider GoReady. What’s more, GoReady was formerly known as April. Moreover, if you desperately need to file an urgent emergency travel claim as an existing customer, they are always there for you. GoReady has a pandemic-plus plan that you can upgrade to.
Seven Corners is one company that you need to put into consideration if you are looking for the best. They provide the best travel medical insurance. Plus, there are plans that you can upgrade to enjoy more coverage options.
Seven Corners is also perfect for athletes who travel frequently. This is because it offers to cover sporting equipment and medical protection as well.
Best Travel Insurance Companies Ratings And Prices
The table below will be showing in full detail the prices or cost of getting a policy from these companies as well as their ratings by customers online:
|John Hancock Insurance Agency||4.5||$548|
|AXA Insurance USA||5.0||$417|
Since you are now aware of this information, you can carry out and conduct further research if you want before getting you and your family a policy.