How to Apply for Personal Loan

What is Personal Loan? What are the hours they operate? How can I apply? If you keep asking yourself these questions and cannot seem to find the right answers, then I will be helping you with everything you need to know. Firstly, Personal Loan is the official web page that will show you everything you need to access their platform. Furthermore, Upstart is an artificial lending company and has partners with various credit unions and banks to provide loans for customers.

In other words, Upstart is more like the middleman between banks and their customers. So, by visiting Personal Loan, you will be able to apply for a loan and also log in to your account. Now if you are in need of a loan and do not know where to borrow from, look no further because Personal Loan is available for you.  In addition, you can view your rate. But do not be afraid because it does not affect your credit.

Upstart Personal Loan Working Hours

In the table below, I will be showing you accurate information about the opening and closing hours of Upstart and when is the perfect time to apply for a loan:

Monday            6:00 AM               5:00 PM
Tuesday            6:00 AM              5:00 PM
Wednesday            6:00 AM              5:00 PM
Thursday            6:00 AM              5:00 PM
Friday            6:00 AM              5:00 PM
Saturday            6:00 AM              5:00 PM
Sunday            6:00 AM              5:00 PM

But keep in mind that the hours may or might change. In other words, it is not constant.

How To Apply For Personal Loan

Applying for a personal loan is very easy. Moreover, after you have calculated your rate, you will be able to know the right loan amount that will work for you. So, here are the steps you need to apply for an Upstart personal loan:

  • Visit
  • On the next page, click on the Borrow option above the homepage.
  • You will see a small form appear with the types of loans they provide.
  • So, select the Explore Personal Loans option.
  • Next, check your rates before you proceed.
  • After you have confirmed it, then you can begin to apply.
  • But you need some information for this process. Read on to figure them out.
  • First, you need the amount you need.
  • Then, your full name.
  • The reason for collecting the loan.
  • Your birthdate.
  • Contact address.
  • Next, your mobile phone number.
  • Enter your highest level of education.
  • Then, your source of income.
  • Type in your account balance.
  • You will also need to answer the question that states if you have collected a loan in the past 3 months.
  • Provide your email address.

Lastly, agree to their terms and conditions and check the rate box. Then, tap on Submit. However, keep in mind that your credit score will determine the loan amount you will get.

How To Check Your Rate

Checking your rate on Upstart is very simple. All you need to do is to follow these steps:

  • Visit their official website.
  • At the top of the page, you will find various options available.
  • Click on any tab.
  • So, for instance, if you want to apply for a personal loan, click on Borrow.

Before you proceed, you will see the Check your Rate option. Tap on it and find out your rate before applying for a loan.

Upstart Loan Login

So, if you have previously applied for a loan from Upstart and you want to access your account. This section will help you. So, sign in to your existing online account, here is what you need to do:

  • Visit
  • You will be taken to their official home page.
  • Tap on Log in.
  • You will find it at the right top of the page.
  • Next, enter your email address and your password.

And that is it, on the next page, you will be able to access your account. What’s more, you can check out transaction history and many others.

Upstart Loan Payment

If you have already received and collected your loan from Upstart and you want to start paying back, you can do this using Upstart’s payment mailing address. If this method is not convenient for you, then you can call their customer care phone number.

Upstart Customer Service Contact Number

Apart from being able to collect a Personal Loan, you can still access their customer service. Furthermore, they are friendly and available for you when you need them. Moreover, there are different ways that you can contact them. But you can check out their Borrowers support website to get their phone number.

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